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Individual/Covered CA

Individual/Covered CA Information

Individual Coverage Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates. 

Annuity Quote Form
Dental Insurance Quote
Disability Insurance Quote
Health Insurance Quote
Life Insurance Quote
Long Term Care Insurance Quote
Term Life Insurance Quote
Vision Insurance Quote

Individual Coverage Information

When insurance is being acquired by an individual or individuals, rather than sponsored by an employer for a group of employees, it is  commonly referred to as “individual coverage”.  These types of insurance ostensively mirror those available to employer sponsored groups and include the following:

  • Medical
  • Dental
  • Vision
  • Life
  • Disability
  • Long-term Care
  • Retirement Planning Accounts

These plans often vary from those available in employer sponsored situations in that they generally are fully underwritten whereas the employer sponsored plans may not be.  Additionally, plan pricing and benefits may favor the group plans in that they take into consideration the “law of large numbers”, a phrase used to describe the economic and actuarial concept of greater risk-spreading.

Always ask your consultant to fully describe for you each of the benefits you think you might be interested in and all of the options available to you.  It is not uncommon for us to “spreadsheet” 

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We make finding affordable insurance easy. We shop the market for the a provider who will both fit your needs and meet government requirements.

Do you know if your healthcare coverage meets all of your unique needs? We can review it for you to find out. Contact us and we will do our best to find you the most suitable provider today.

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& Insurance Services
111 Deerwood Road, Suite 200
San Ramon, CA 94583
Phone: (925) 553-7446
Fax: (925)215-2265
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Disclaimer Please note that we cannot bind insurance via email, fax, or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used are not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
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